DuPage County Bankruptcy Discharge Attorneys | Bloomingdale Bankruptcy Lawyers
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Mevorah & Giglio Law Offices
dupage county bankruptcy discharge lawyer


900 E. Roosevelt Road, Lombard, IL 60148

Phone: 630-932-9100


134 N. Bloomingdale Road, Bloomingdale, IL 60108

Phone: 630-529-4761


1730 Park Street, Suite 202, Naperville, IL 60563

Phone: 630-420-1000

DuPage County Lawyers Helping You with Life After Bankruptcy

What Happens After Your Bankruptcy Discharge?

Bankruptcy is not the end of the world. In fact, many people find they are eligible for credit immediately after a bankruptcy discharge because creditors know that individuals cannot file for bankruptcy again for at least eight years.

In general, it takes about two years for you to see competitive financing on car loans and about four years for competitive rates on home loans. However, it may be much sooner or a little later depending on a number of factors. We can help you better understand issues about credit and avoiding problems in the future.

To discuss your post-bankruptcy issues and the benefits of a fresh start with Mevorah & Giglio Law Offices, call 630-932-9100630-932-9100 for a free, confidential consultation.

Post-Bankruptcy Frequently Asked Questions

The following is an attempt to answer some of the questions we receive regarding post-bankruptcy issues. Please note that these answers are general in nature, and your answer may be different. For that reason, we strongly suggest you contact an experienced bankruptcy lawyer to explain your situation and discuss specifics as they apply to you.

Q. How long will bankruptcy remain on my credit history?

A. A bankruptcy can remain in your credit history for a period of ten years. However, that does not mean you will be unable to get credit.

Q. What happens if I forgot to mention a creditor in my bankruptcy petition now that I have been discharged?

A. That depends on the type of bankruptcy. If you had a no asset case (where none of the creditors received any money or assets), then the unsecured debt you forgot to mention will also be discharged, even though the creditor never received notice of your bankruptcy.

Q. What happens if a creditor still tries to collect a debt that discharged by my bankruptcy?

A. You do not owe the money for debt that properly discharged in bankruptcy. The creditor is likely in violation of the bankruptcy laws, and you may have an action or another remedy available. Contact us to further discuss your options.

Q. What happens if my discharged debt is still showing as a pending debt on my credit report?

A. Credit reporting agencies are under an obligation to report your credit history properly. If a properly discharged debt is still showing on your credit report, and the credit reporting agency is unwilling to correct this mistake, Contact us to discuss your options.

Contact an Experienced DuPage County Bankruptcy Attorney

If you have questions about your fresh start after bankruptcy or about a post-bankruptcy matter, please schedule a free, confidential consultation by calling us at 630-932-9100630-932-9100. Or, if you prefer, fill out our online contact form so that we can contact you to schedule a consultation.

Pursuant to 11 U.S.C. ยง528, Mevorah & Giglio Law Offices is considered a debt relief agency. We will proudly help you file for bankruptcy relief under the Bankruptcy Code if we believe it is in your best interest.

  • DuPage County Bankruptcy Lawyers
  • Elite Lawyer
  • National Association of Distinguished Counsel
  • Top 40 Under 40
  • 2015 Top 40 Lawyers Under 40
  • Super Lawyers
  • Better Business Bureau

Let us start helping you with a FREE initial consultation.

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One Stop For All Your Legal Needs

Whether you are going through a divorce, injured in an accident, need to file a workers' compensation claim, charged with a crime, immigrating to the United States, or need to file for bankruptcy, Mevorah & Giglio Law Offices can help. Our trial lawyers have over 40 years of experience helping clients throughout Northern Illinois from 3 offices in Lombard, Bloomindale, and Naperville.

Steven Mevorah has assembled experienced attorneys under one roof so that his clients need not search for a new attorney each time they need help. Mr. Mevorah has also established a wide network of additional attorneys so that his clients merely need to stop by Mevorah & Giglio Law Offices to find the attorney they need.

Client Focused Representation

Our practice is focused on meeting your needs with flexible hours and locations to serve you:

  • Free initial consultations
  • Saturday and evening appointments available
  • Home and hospital visits if your injuries prevent you from traveling
  • Multiple locations throughout Chicagoland
  • Veteran trial attorneys
  • Experienced negotiators
  • Payment plans available
  • Cash, check, or credit card accepted